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PSEG Crisis Fund Practice

Criteria for funding and application

The PSEG Employee Crisis Fund provides short-term, emergency support to employees or eligible dependents that are experiencing a financial hardship resulting from a sudden, severe, overwhelming and unexpected event that is beyond their control. The event results in significant pressure on the family’s financial resources. The Community Foundation of New Jersey administers the PSEG Employee Crisis Fund and in its sole discretion determines incident eligibility and award amount. The Community Foundation staff is available to assist all applicants in this process. Call 973.267.5533 extension 227 with questions.

Those eligible for consideration of a grant from the Employee Crisis fund are:

  • PSEG active, regular full-time employees who are not an officer level or above.
  • PSEG active, regular part-time employees.
  • In the case of death of the employee, then the spouse or eligible dependents may apply.
    • Immediate family member is an employee’s child, spouse, domestic partner, civil union partner, parent or any other relative who is a member of the employee’s household.
    • Please note, a child is defined as a biological, adopted or foster child, a stepchild, a legal ward or a child of a person standing in place of the parent. A parent is defined as a biological parent, a parent-in-law, or a legal guardian.
  • An employee can apply for each incident only once even if it is on-going.

Grants: The maximum grant amount available for assistance is $2,500. The maximum award is not guaranteed, and in some cases, a lesser amount will be awarded. All payments are made directly to vendors as bill payments; assistance funds are not sent directly to applicants.

Request Criteria
To qualify for this program and receive assistance you must meet certain requirements:

  1. You must meet the PSEG Employee Assistance Fund employment requirements outlined above.
  2. You must be experiencing financial hardship due to the unexpected nature of the qualifying incident.
  3. The qualifying incident must have happened within the past 60 days.
  4. Your situation MUST fall into one of the following four categories:

Natural Disaster: Situations such as a wildfire, flood, tornado, hurricane, severe storms or earthquake that have damaged or destroyed the employee’s primary residence. The Fund cannot pay to repair other property and cannot pay to replace non-essential items, e.g. electronics, etc. Photographs and/or insurance reports may be required.

Catastrophic Illness or Injury: The Fund is not a substitute for medical insurance; employees do not automatically qualify for a grant when they, or their dependents, are diagnosed with or suffer a life-threatening or serious illness or injury. There must be resulting financial need placing significant pressure on the family’s financial resources. Doctor confirmation and/or medical documentation will be required.

Death Incident: This includes the death of the employee, spouse, or eligible dependent(s). The loss of income or the cost of funeral expenses or medical bills must significantly impact the family’s resources. The Fund may also be able to pay expenses to bring a child whose parents have died to live with a new family, typically a relative. The Fund cannot pay for travel to funerals, caskets, grave markers or other funeral expenses.

Catastrophic or Extreme Circumstances: This includes but is not limited to: fire, major home damage that could not be prevented, serious crime against the employee (robbery, arson, assault, domestic abuse or another reportable crime) that significantly impacts the family’s resources. Police, fire, or other official incident report may be required.

Assistance grants do not include reduced work hours or pay (lost compensation due to missed time from work); expenses associated with divorce settlements or child custody cases; items covered by insurance, insurance co-pays, premium or deductibles; credit card bills; home foreclosure; car repair; accumulated financial distress; accidental damages due to negligence; legal fees.


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Donation process

  • Any individual or group can make a donation to the Employee Crisis Fund.
  • Donations cannot be targeted to a specific individual by IRS rules. Moreover, donor names or recipient names will not be disclosed unless permission is granted.
  • Donations to the PSEG Employee Crisis fund can be made by credit card, check or stock.
  • Credit card gifts can be made at the Community Foundation of New Jersey’s website at where the gift can be directed to the PSEG Employee Crisis Fund.
  • Checks should be made payable to the Community Foundation of New Jersey and mailed with the appropriate form, and instructions, to direct the donation to the PSEG Employee Crisis Fund.
  • To make a gift of stock, please contact the Community Foundation of New Jersey directly at 973-267-5533.
  • The PSEG Foundation will match any gift of $25.00 or more.  Visit the Power of Giving website for instructions and an online application.

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Senior Vice President Human Resources and Chief Human Resources Officer, and Director of Corporate Responsibility coordinate, administer and interpret this practice.

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