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Last Updated: 03/21/2018
For Your Information / CORPORATE CITIZENSHIP / Employee Resources

Frequently Asked Questions - Crisis Fund

Who is eligible for Employee Crisis Funding?

Active, regular, full-time employees and their immediate family members. Officer level and above are not eligible to apply.

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Who qualifies as an immediate family member?

Immediate family member is defined as an employee's child, spouse, domestic partner, civil union partner, parent and any other relative who is a member of the employee's household.

Please Note: a child is defined as a biological, adopted or foster child, a stepchild, a legal ward or a child of a person standing in place of the parent. A parent is defined as a biological parent, a parent-in-law, or a legal guardian.

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What is considered a Catastrophic Event or Illness/Injury?

The PSEG Employee Crisis Fund provides short-term, emergency support to employees or eligible dependents that are experiencing a financial hardship resulting from a sudden, severe, overwhelming and unexpected event that is beyond their control. The event results in significant financial hardship impacting the employee's means to cope with the situation.

Your situation must fall into one of the following four categories:

Natural Disaster: Situations such as a wildfire, flood, tornado, hurricane, severe storms or earthquake that have damaged or destroyed the employee's primary residence. The Fund cannot pay to repair other property and cannot pay to replace non-essential items, e.g. electronics, etc. Photographs and/or insurance reports may be required.

Catastrophic Illness or Injury: The Fund is not a substitute for medical insurance; employees do not automatically qualify for a grant when they, or their dependents, are diagnosed with or suffer a life-threatening or serious illness or injury. There must be resulting financial need placing significant pressure on the family's financial resources. . Doctor confirmation and/or medical documentation will be required.

Death Incident: This includes the death of the employee, spouse, or eligible dependent(s). The loss of income or the cost of funeral expenses or medical bills must significantly impact the family's resources. The Fund may also be able to pay expenses to bring a child whose parents have died to live with a new family, typically a relative. The Fund cannot pay for travel to funerals, caskets, grave markers or other funeral expenses.

Catastrophic or Extreme Circumstances: This includes but is not limited to: fire, major home damage that could not be prevented, serious crime against the employee (robbery, arson, assault, domestic abuse or another reportable crime) that significantly impacts the family's financial resources. Police, fire, or other official incident report may be required.

Assistance grants do not include reduced work hours or pay (lost compensation due to missed time from work); expenses associated with divorce settlements or child custody cases; items covered by insurance, insurance co-pays, premium or deductibles; credit card bills; home foreclosure; car repair; accumulated financial distress; accidental damages due to negligence; legal fees.

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How Do I Apply for Crisis Funding?

The Community Foundation of New Jersey staff is available to assist all applicants. Call 973-267-5533 extension 227 with questions or concerns.

The Criteria for Funding and Application can be found at In the event of a sudden death of an employee, the same application can be used by a supervisor/manager. The completed application should be mailed directly to:

Community Foundation of New Jersey
Attention: PSEG Employee Crisis Fund
Post Office Box 338
Morristown, NJ 07963-0338

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What Documentation is required?

Employees seeking assistance need to complete an application in its entirety and provide all requested documentation.

It is important to note that in the case of a catastrophic illness or injury, the employee and his/her healthcare provider must complete Attachment A of the application. When Attachment A is completed in its entirety, the health care provider should return Attachment A directly to the Community Foundation of New Jersey to consider the application process complete.

Supporting documents are necessary for evaluating and determining the eligibility of the grant request. Examples include but are not limited to:

  • Vendor documentation (bills to be paid)
  • Mortgage Coupon or Statement/Lease
  • Lodging Receipts in the case of evacuation
  • Insurance Claim Forms
  • Medical documentation by the healthcare provider is required (See Attachment A) along with an Explanation of Benefit (EOB)
  • Police, Fire, or other official incident report if for Catastrophic Circumstances

If death incident, please provide a copy of the death certificate or obituary

The Community Foundation of New Jersey will contact the applicant with questions or requests for any additional documentation. Grants cannot be made before an employee has demonstrated an immediate financial need and provided all required documentation.

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Who will know that I have applied for Employee Crisis Funding?

Confidentiality is respected throughout the process.  CFNJ may contact the PSEG Human Resource Employee Business Center to verify employment status since the application is publicly available on the PSEG website. Employee name and number are all that is shared with the Business Center.  Non-identifying statistical information will be reported to PSEG on a periodic basis. 

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What is the Community Foundation of New Jersey?

The Community Foundation of New Jersey is a 501(c)(3) nonprofit organization that is an alliance of families, businesses and foundations that work together to create lasting differences in lives and communities. Donors can establish a charitable fund to focus charitable dollars on causes, organizations and communities they believe in. The PSEG Foundation has established a fund within the Community Foundation of New Jersey to assist PSEG employees in times of crisis.

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Why doesn’t the PSEG Foundation or PSEG give directly to the employees?

It is legally difficult for the PSEG Foundation or corporate giving programs to give nontaxable funding to employees in crisis situations. The Community Foundation of New Jersey was selected to administer funding based on their experience in handling these types of funds for various other companies.

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What happens after I have applied for funding?

All applications are screened directly by the Community Foundation of New Jersey.  In its sole discretion, the Foundation determines incident eligibility and award amount.

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How much money can I receive?

The maximum grant amount available for assistance is $2,500.  The maximum award is not guaranteed, and in some cases, a lesser amount will be awarded.  All payments are made directly to vendors as bill payments; assistance funds are not sent directly to applicants.

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Is Employee Crisis Fund money taxable to the employee?

No. Money received by the employee from the Community Foundation of New Jersey as part of the Employee Crisis Fund is not taxable.

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If I receive funding, do I have to repay the money?

No. Crisis funding through the Community Foundation of New Jersey is not a loan and does not require repayment of any kind.

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What happens after I have been approved for funding?

A representative from the Community Foundation of New Jersey will notify the applicant if their application has been approved for funding.

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How long will it take to receive funding?

If approved, applicants will receive funding within ten business days of the Community Foundation of New Jersey's approval of the application.

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Who funds the Employee Crisis Fund?

The Employee Crisis Fund is funded by the PSEG Foundation and by contributions from other sources such as employees.

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Who can donate to the Employee Crisis Fund?

Any individual or group can make a donation to the Employee Crisis Fund. Individual donations may be eligible for matching through the Power of Giving Program.

Donations to the Fund can be made by credit card, check or stock.

Credit card gifts can be made at the Community Foundation of New Jersey's website at where you can direct the gift to the PSEG Employee Crisis Fund.

Checks should be made payable to the Community Foundation of New Jersey and mailed with the appropriate form and specific instructions to direct the donation to the PSEG Employee Crisis fund.

To make a gift of stock, please contact the Community Foundation of New Jersey at 973-267-5533 extension 223.

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Can I designate my donation for a specific employee or employee’s family member?

Donations to the PSEG Crisis Fund cannot be targeted to a specific individual by IRS rule. Moreover, donor names or recipient names will not be disclosed unless authorization from the recipient is received.

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Who can I contact for more information about the Employee Crisis Fund?

The Community Foundation is available to assist all applicants in this process. Call 973-267-5533 extension 227.

We encourage employees to visit the website for further clarification.

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