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Benefits That Provide You With The Power To Be Your Best

PSEG understands that taking great care of our customers starts with making sure you’re taken care of yourself. That’s why we provide one of the most valuable, flexible and comprehensive benefits programs in our industry.

Click below to learn more about benefits available to PSEG employees.

View our Employee Benefits Desktop.

Health and Well-Being

Health & Well-Being

Health Plans

Whether preventive, routine, or catastrophic care, our medical benefit options provide the protection you need at a reasonable cost. No waiting periods, no pre-existing exclusions; you and your family are covered from day one. All premium cost sharing is on a before-tax basis, further reducing your out-of-pocket costs.

Health and Wellness Programs

Get fit and stay healthy by using an array of wellness programs, educational programs and materials, screenings, and health enhancement programs.

  • Chronic/Serious Health Condition Management
    PSEG employees and family members have access to Optimal Health®, a disease management program available to help improve and manage certain health conditions and prevent them from getting worse.
  • Prevention Works
    PSEG associates receive injury prevention and risk-lowering education, access to highly-trained medical and wellness professionals, and confidential counseling on physical therapy for job-related health issues.
  • Exercise Reimbursement Program
    PSEG will reimburse you up to $300 per year when you join any fitness facility meeting certain criteria. Permanent, full-time employees are eligible. (CHAMP Onsite Fitness Center membership dues are not eligible for reimbursement).
  • WeightWatchers®/NutriSystem®
    Get expert help with weight loss and access the meals, recipes, interactive tools and additional resources of these two healthy-diet leaders.

Prescription Drug Coverage

When you enroll in a medical plan, you automatically receive coverage. You can purchase prescriptions from a local retail pharmacy, or save more money with the convenience of low-cost mail order.

Vision Coverage

Vision benefits (depending on the medical and dental plan you are enrolled in) coverage for LASIK eye surgery or equivalent procedures for vision improvement are available.

Dental Coverage

Choose from several dental benefit options that include orthodontia coverage for dependent children. Plan options may vary for union and non-union employees.

Disability Insurance

When illness or injury strikes, we provide financial protection. Short- and long-term disability coverage is there when you need it. Coverage may vary for union and non-union employees.

CHAMP Onsite Fitness Centers

Located at our General Office and PSEG Nuclear, these facilities provide access to cardiovascular equipment, strength-training equipment, group exercise classes, and individualized programs to support a healthy lifestyle. Low monthly payroll deductions plus tax per month for membership privileges.

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Retirement and Savings

Retirement & Savings

401(k) Plan

Virtually unlimited investment options make the PSEG 401(k) Plan a valuable savings and retirement vehicle. It offers a competitive match after only six months on the job, immediate vesting, and the ability to save before-tax, after-tax, or tax-free with a Roth option. Target Retirement Funds are also available and give you an efficient, well-diversified portfolio—designed and managed according to your stage in life.

Retirewise Seminars

You will define your own vision of retirement through personal goals, aspirations and concerns and the retirement you want and how you will finance it based on current and future retirement trends.

Financial Planning Seminars

If you could, would you like help putting an investment strategy in place? PSEG can help you with this when you take advantage of our financial planning seminars.

Flexible Reimbursement Accounts

Use your before-tax dollars for health care and/or dependent day care reimbursement.

Commuter Reimbursement Account

The commuter reimbursement account allows you to set aside pre-tax dollars to pay for eligible commuting expenses to and from work. The commuter reimbursement account allows for commuting expenses such as parking, mass transit, and van pools.

Postretirement Supplemental Health Benefits Plan (VEBA)

Save money and get tax-free earnings for medical expenses and health care premiums during retirement.

Employee Stock Purchase Plan

Take stock in PSEG through the discount Employee Stock Purchase Plan after one year of service. It provides the way for you to purchase shares of enterprise common stock at a 5-10% discount from the market value.

Cash Balance Pension Plan

Fully funded by PSEG and you’re vested from your first day of hire.

Credit Union

Credit Union advantages include dividend rates; personal, educational, auto and home equity loans; and the Credit Union Discount Real Estate System (sellers pay only 4% commission; buyers receive a credit at closing). Credit unions are located at several PSEG locations, and all associates are eligible to join.

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Types of Testing

Personal & Family

Holidays & Vacation

PSEG associates enjoy 13 scheduled and floating holidays throughout the year, as well as paid vacation.

Life Insurance

Protect the ones you love. Get life insurance protection for you and/or your dependents. We offer Basic Group and Universal Life Insurance with an investment fund option that offers tax-deferred earnings.

Voluntary Benefit Programs

If you are planning to adopt, or if you need help with child or elder care, legal expertise, auto or home insurance, our voluntary benefit programs add convenience and help you and your family deal with life events—and may save you money.

Tuition Aid

The Tuition Reimbursement Program helps you continue your education while working. The program is intended to encourage personal development and expand your contribution and career opportunities at PSEG. The program offers assistance for tuition and fees (but not books, meals, or travel).

Work/Life Resource and Referral Service

Through Carebridge, receive confidential counseling and consultations on parenting and elder care issues; evaluations of and referrals to schools and programs for children as well as to care providers for aging adults; college assistance; information on buying/selling a home; financial planning and more, all at no cost to you.

Bright Horizons Child Care Centers

Their program offers priority access for back-up, full-time and part-time child care at participating centers throughout NJ. In addition, PSEG is a Corporate sponsor of the Bright Horizons Emergency Back-up Child Care Center located in Newark, NJ. This center is most applicable to General Office employees and offers back-up spaces only.

The Learning Experience

The Learning Experience child care centers offer unique programs and curriculum based on key educational platforms. PSEG employees receive a discount on monthly tuition and waived extended care fees.

Employee Assistance Program (EAP)

Get help with personal work/life problems through individual, confidential assistance in dealing with marital, family and relationship problems; drug and alcohol dependency; work and family crises; and other real-life issues.

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PSEG Sample Test Tutorials

Recognition & Rewards

VIP Discounts

The PSEG Value In Purchasing (VIP) Discount Network provides access to private shopping events and exclusive discounts on more than 25,000 brand name products and services, travel, entertainment, theme parks and much more.

Employee Grants and Volunteer Initiatives

PSEG encourages the volunteerism of our associates, and we recognize their efforts by awarding grants ranging from $250 to $10,000 to the qualified non-profit organizations in which they volunteer. We support several programs focused on making a difference in the lives of the people in the communities we serve.

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